Fintech: Credit Underwriting & Risk Auditor

A commercial credit risk assessment and underwriting agent for public companies. Reads the target's filings on SEC EDGAR (or Companies House and other public registers), extracts three years of balance sheet, income statement and cash flow figures, calculates solvency, liquidity and efficiency metrics, runs three explicit stress scenarios (rate spike, demand drop, liquidity squeeze), compares against public peer figures and compiles an investment-committee style underwriting memorandum with a scorecard rating. Works from public data and anything you attach; it has no access to private credit files.

What it needs

Provide target company name and financial year/quarter, or attach the statements as a file. Example: "run credit underwriting for Tesla 2025". No login required for public filings. Private companies work only when you attach their financials.

How it runs

It runs when you start it, or on a schedule you set, and saves its report to your Cattery.

  • finance
  • credit
  • risk
  • underwriting

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